Budget Calculator

Apply the popular 50/30/20 rule to your real numbers — roughly 50% of take-home pay to needs, 30% to wants, and 20% to savings and debt repayment. Enter your monthly take-home pay and your actual expenses, and this calculator sorts them into the three buckets, compares your split to the guideline, and shows exactly where you are over or under. Use it to find room for savings, decide what to trim, or build your first budget from scratch.