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<image:title>FHSA vs HBP comparison for a 2026 first-home down payment: $40,000 FHSA with no repayment versus $60,000 RRSP Home Buyers&apos; Plan repaid over 15 years.</image:title>
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<image:title>Down payment tiers to buy a home in Canada in 2026: 5% on the first $500,000, 10% on the $500K to $1.5M portion, and 20% on homes over $1.5M.</image:title>
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